Why our 3-year lock-in?

In total over the last 3 years, medical healthcare costs have increased by an average of 30% and private insurance premiums by 40%.

For the next 3 years, you are guaranteed the same low rate on your private insurance premiums.

Protect yourself against increases in premium rates due to inflation, rising costs and policy changes! 

Want to enjoy additional private hospital coverage at lower premiums? Check out our exclusive Raffles Shield A + Raffles Hospital (A+RH) Plan!

Additional Private Coverage and Lower Premiums?

Raffles Shield A+RH Plan offers you private coverage exclusively at Raffles Hospital for a fraction of the cost of a full private plan!

Enjoy medical coverage at Raffles Hospital with the lowest premiums compared to all other Private Plans in the market with our Raffles Shield A+RH Plan!

In addition to the benefits of a Raffles Shield A Plan (coverage at government A wards), our A+RH Plan allows you to enjoy 100% medical coverage at Raffles Hospital.

Learn how the Lee family paid $3,500 less by locking in their A+RH premiums for 3 years!

Learn how the Lee family Paid $3,500 Less by locking in their A+RH premiums for 3 years!

Mr Lee pays $1,757 less by locking in his Raffles Shield A+RH premiums for 3 years!

Age Private Plan¹ Raffles Shield A+ RH Raffles Shield A+ RH with Lock-In Promotion
50 $712 $423 $423
51 $1,002 + 10%² = $1,102 $642 + 10% = $706 $423
52 $1,102 +10% = $1,212 $706 + 10% = $777 $423
Total over three years $3,026 $1,906 $1,269

¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.

Mrs Lee pays $1,278 less by locking in her Raffles Shield A+RH premiums for 3 years!

Age Private Plan¹ Raffles Shield A+ RH Raffles Shield A+ RH with Lock-In Promotion
45 $642 $336 $336
46 $712 + 10%² = $783 $423 + 10% = $465 $336
47 $783 +10% = $861 $465 + 10% = $512 $336
Total over three years $2,286 $1,313 $1,008

¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.

Tom Lee pays $263 less by locking in his Raffles Shield A+RH premiums for 3 years!

Age Private Plan¹ Raffles Shield A+ RH Raffles Shield A+ RH with Lock-In Promotion
20 $199 $143 $143
21 $157 + 10%² = $173 $157 + 10% = $173 $143
22 $235 +10% = $258 $173 + 10% = $190 $143
Total over three years $692 $506 $429

¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.

Tina Lee pays $201 less by locking in her Raffles Shield A+RH premiums for 3 years!

Age Private Plan¹ Raffles Shield A+ RH Raffles Shield A+ RH with Lock-In Promotion
17 $185 $143 $143
18 $185 + 10%² = $204 $143 + 10% = $157 $143
19 $219 +10% = $241 $157 + 10% = $173 $143
Total over three years $630 $473 $429

¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.

Get your instant quote!

Find out how much your premiums are for each of our healthcare plans!

Age (on your next birthday):
The last entry age is 75 years old.
Residency Status:
Plan
Raffles Shield A
+ Raffles Hospital Option
You Pay
(including MediShield Life):
$/year for 3 years
Medisave covers up to:
$/year for 3 years
$
per year for 3 years
Raffles Shield
Private
You Pay
(including MediShield Life):
$/year for 3 years
Medisave covers up to:
$/year for 3 years
$
per year for 3 years
Raffles Shield
A
You Pay
(including MediShield Life):
$/year for 3 years
Medisave covers up to:
$/year for 3 years
$
per year for 3 years
Raffles Shield
Private
You Pay
$/year for 3 years
Medisave covers up to:
$/year for 3 years
$
per year for 3 years

Still Not Sure Which Plan Suits You Best?

Raffles Shield complements your MediShield life plan

With a Raffles Shield plan, enjoy additional coverage, higher payout limits, and the option to stay at Raffles Hospital at the lowest premiums on the market (compared to other private plans).

  • Claim limits of up to $1.5 million per policy year
  • Up to 95% coverage for your hospital stay in public and private hospitals
  • Comprehensive coverage  of post-hospitalisation treatment costs for up to 365 days a year
  • Tailor-made plans for each individual

not sure which plan suits you best?

Don’t worry, get in touch with us and we will recommend the best plan for you!

Contact our Customer Care at 6286 9988 or Request a Callback
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